Augmented intelligence for the security of your investments
Libre Creditance combines real-time predictive analysis with a no-fee structure, so each identified performance point remains entirely yours.
Libre Creditance combines real-time predictive analysis with a no-fee structure, so each identified performance point remains entirely yours.
Financial markets today generate a volume of data that manual analysis can no longer process in a timely manner. Volatility cycles are accelerating, correlations between asset classes are evolving more quickly, and decisions based solely on experience or intuition become less reliable in the face of this complexity.
This observation particularly weighs on savers who are close to or already retired, for whom the preservation of capital is as important as its growth. However, a significant part of the return generated over the long term is absorbed by recurring management fees, which are often not very visible at the time of subscription.
This is the share of long-term growth that an accumulation of management fees can represent over several decades of savings, according to the classic pricing structures of the sector.
Libre Creditance's analytical engine is based on three successive stages, designed to transform a massive volume of data into concrete and understandable recommendations.
The system continuously analyzes billions of data points from global markets, including historical prices, trading volumes and macroeconomic indicators.
The algorithm identifies market configurations associated with contained risk, discarding signals deemed unstable or too recent to be statistically significant.
The results are adjusted according to your declared risk profile, before being presented in a readable form, without unnecessary technical jargon.
The term refers to the set of statistical models used by Libre Creditance to anticipate probable market scenarios, based on past data and current economic signals. This is not a certain prediction, but an estimate of probabilities intended to inform your decision.
No management fees are levied on your transactions. All of the gains generated remain in your portfolio, without recurring withdrawals.
The analysis engine filters out high volatility anomalies before they appear in your recommendations, to limit exposure to unpredictable market movements.
The dashboard was designed for clarity rather than an accumulation of indicators. Each screen presents usable information, without visual overload.
Rather than relying on testimonials, Libre Creditance documents how its models are built and tested.
Each predictive model is compared to two decades of historical market data before going into production, in order to assess its robustness against different economic cycles.
Data passing through the platform is encrypted during transmission, and access to accounts is protected by multi-factor authentication.
Libre Creditance was designed for savers looking for measured growth of their capital, without having to monitor the markets on a daily basis. The platform provides the same analysis tools as those used by institutional actors, in a readable form for individual use.
The economic model is based on a technological license from professional partners, which makes it possible to offer access to individuals without additional management costs.
The analytical engine automatically excludes market configurations deemed too unstable according to volatility thresholds defined in advance. The recommendations presented to you have already been filtered according to your risk profile, reducing exposure to impulsive decisions.
Libre Creditance does not charge its individual users directly. Predictive analytics technology is licensed to institutional partners, which funds platform development without passing a cost to your wallet.
The dashboard was designed to limit technical jargon and present recommendations accompanied by a plain language explanation. No prior knowledge of financial analysis is required to understand the information displayed.
Access to the Libre Creditance Predictive Dashboard is currently open to new individual users, with no minimum time commitment.
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